Real money moves
for real people.
Investing
Your 401(k) fee is silently eating $200,000 of your retirement
Most people never check the expense ratios inside their employer plan. Over 40 years, a 1% annual fee difference compounds into a life-changing number.
7 min · Issue #118 Read →
Earn More
I asked for a $22k raise. Here's the exact script I used.
Salary negotiation isn't awkward when you have data on your side. This is the framework — including what to say when they say no the first time.
9 min · Issue #115 Read →
Build Freedom
The FIRE calculator nobody else shows you — after tax
Most FIRE calculators ignore taxes on withdrawal. We built one that doesn't. Your real number is probably different — and knowing it changes your whole plan.
12 min · Issue #112 Read →